There are many different types of homes on the market, so how do you know which ones are right for you?
First, let’s look at what your options are.
Single Family Detached
This one is very popular. It means that the home is free standing on its own lot, not attached to another home. Because it has its own lot, this often means that you will have more privacy.
This is basically the same as a single family home, however, it shares a common wall with another house. Because it shares this wall, it is often less expensive to buy and maintain, although you lose some aspects of privacy.
Two units that either side by side in the same building, or above and below, in the case of an ‘up and down’ duplex. This is a great option for investment as many people tend to buy a duplex, live in one side and rent out the other.
Town House (also known as row houses)
Single family home that has one or more shared walls, but still includes an outside area that is dedicated to each unit individually.
Carriage Home (also known as link homes)
If you’ve ever seen a home that has an attached garage that opens at the front and back, linking the two yards together, you’ve seen a carriage home. They tend to be on smaller lots and can be less expensive than a traditional, single family detached.
Manufactured Home (also known as mobile home)
This is a home completely built in a factory and transported to the piece of property you’ve chosen for it. It is then placed on a surface foundation.
This is not a type of construction, but rather a legal term of ownership. Condos can be in anything from townhouse complexes to high-rise residential buildings.
Now that you’ve seen what your options are, you need to consider what your plans are for the next five years. Ask yourself questions like:
Once you answer these questions your situation and future plans will be a lot clearer. For example, if you plan to have a family soon and you like to host family gatherings, condo living may not be the best choice for you. Also, if you live in a condo, you will often be limited to one parking space and you may have to pay for others.
Going into a meeting with your real estate agent with a clearer picture of the type of home you are looking for will really help ease the whole process of home buying. As always, if you have any questions, the EXIT Realty Matrix – Tessier Team is here to help!
Blog written for Visualize Fitness
You should always be trying to drink enough water throughout your day, especially if you’ve begun a new workout routine or you are trying to lose weight. Your body is going through changes as you soldier on your quest for fitness and it needs water to help you through.
Here are some reasons to consider trying to stay hydrated:
‘Water – weight’
You’ve probably heard it before, “The first ten pounds is water weight”. Your body is moving around and your lymphatic system is pumping. You need to make sure that you are replenishing the water that your body needs to survive so you don’t get dehydrated. The process of burning calories needs a good supply of water in order to work properly. Dehydration actually SLOWS the fat burning process.
When you burn calories, the leftovers are toxins like the exhaust of a car. Water helps to flush those toxins out of your body. Also, when you start in on the fat burn it is possible that you’ve been carrying around some toxins in those fat cells. You want to get those out of your system as quickly as possible!
A person who is dehydrated will have less blood volume which causes a reduction in the oxygen supplies to your muscles. This will make you feel tired and might make workouts more difficult for you. Water lubricates your joints and assists your muscles with their movement. When you are first starting out, getting to a session or class may already seem daunting, don’t add to it by dehydrating yourself.
If you are also eating a proper diet while you work out, it is likely that you are eating lots of food that is great for you…but also contains a hefty amount of fibre. The last thing you want is to feel bloated and stuck up when you are trying to work out, or in general throughout your day. Fibre is great for your digestive system, but without a good amount of water you won’t be able to eliminate it easily.
The ‘Full’ Feeling
When you begin to restrict your intake of calories and up your burn, drinking lots of water will help you to feel less hungry. Just make sure that you aren’t under-consuming either. If you aren’t consuming enough calories, your body may go into a starvation mode, which isn’t healthy. Talk to your personal trainer or a registered dietician about what your calorie consumption should be. Remember, if you are still feeling ravenous after eating your allowance and drinking your fill, there may be other things at play. Always talk to your doctor before setting out on an intensive fitness plan of any kind.
Remember, it is very difficult to drink too much water for your body to handle. That is, unless of course you have a pre-existing medical condition. Drink as much water as you can, every day and spread it throughout your day. At first, it may seem like you are going to the bathroom every fifteen minutes, but eventually your body will regulate itself.
Best of luck on your journey to fitness and health!
Personal Blog written for YearoftheDetox.Wordpress.com
If you regularly check in to YOTD, you may have noticed a long hiatus has just occurred. No, I’m not ignoring you! I promise! I just happened to have been on a life changing trip to Nepal. I left for three weeks, two of which I spent volunteering to build a school. I’d been fundraising for over a year and when it finally came time to go, I’ll admit I was nervous. I’d never been to a developing country before in any of my travels. I was bracing myself for some intense culture shock and while some did occur, I ended up spending most of my time just feeling so grateful to be there. I also made a conscious decision to gather lessons from my interactions and observations of the wonderful Nepalese people. Not everyone gets a chance to go to Nepal, so I thought I would share these experiences with you.
1. Be happy and greet people with a smile
If your first instinct as to why this is my first lesson is that I’m a North American saying we should be happy for who we are and where we live, you’re only half right. We are so blessed to live in countries with modern amenities and civil rights movements, that while many would argue are not perfect, EXIST. However, that is not why the lesson of happiness came to me. It came to me because every day, in every circumstance while in Nepal, I saw smiles. I saw warmth. I saw a willingness to help others with no other motivation than the deed itself. Greeted by smiles in a village that has not seen many white people. People of all ages holding their hands infront of them in the Namaste position and welcoming us everywhere we went. I saw fairly large families living all together in small, clay huts that projected nothing but a happiness to be together and to be sharing the day with us. While they don’t have everything, they are happy and grateful for what they do have. Isn’t that the key to happiness?
Upon my return to Canada, I watched a documentary called “Happy” which was narrated by an author I enjoy, Marci Shimoff. Research has found that the people of Kolkata, India are just as happy, if not more happy than many North Americans. I’ve seen it. It amazes me that people who we would consider destitute have a level of happiness that some North Americans never achieve.
2. Always ask for more
Walking the streets of Thamel, the more touristy district of Kathmandu, you will know exactly what I am talking about. The vendors here are AWESOME at this concept. They always ask for more than what they are willing to take for a product. Who knows, maybe they will get more than what they will accept! This is a great thing to do in life, in general. Ask for more than you want, you never know, you just may get it.
3. Walk and bike everywhere
While walking down from the hilly home of the Kopan monastery, my friend Adele and I came across this young, local boy. He was fifteen years old and we asked him for directions to the Boudha Stupa. Instead of just pointing a vague direction, he actually walked with us over an hour to get us there. Not only that, he walked us right into the Stupa compound and began to tell us everything he knew about it. He was our own personal tour guide, delivered to us by Karma! Everywhere you turn in Nepal, there are people walking or biking to their next destination. When you ask someone from Nepal how far something is, you need to specify if you mean by foot, bike or car. No wonder you’d be hard pressed to find obesity in this country!
This is Sanam, our Karmic tourguide!
4. Accidents happen, don’t take it personally
We live in a society so ready to place blame. We need insurance to mitigate every little accident that occurs. I’m not suggesting we abolish insurance, but since we have it, why do people get so bent out of shape over the little dings we get in life? While we were traveling in Nepal, one of our drivers happened to be following a rickshaw a little too closely and when it stopped suddenly, the driver bumped it. Turned out, the rickshaw had a little piece of metal sticking out further than most do, on its back. So what happened? The rickshaw driver got out, looked at it while a small crowd of Nepali men gathered around. He told the driver to back up and helped to navigate him around his rickshaw. No major damage was done, so the attitude was, “I’m alright, you’re alright, let’s move on with our day.” There was no yelling and screaming, no dramatic arm waving. Obviously the driver didn’t mean to hit his rickshaw and there was minimal damage so why get bent out of shape over it? I doubt this occurrence would have gone over so smoothly in Canada, where we are supposed to be polite beyond all reason. So the next time something is done by accident to you and you aren’t actually hurt, take a breath and deal with it calmly.
5. Take a nap
In the Dang province, where we spent most of our time volunteering, most of the people there lead simpler lives. They live in smallish houses with their families and many of them tend fields or animals to feed themselves. Often, they get up very early to get work done before the heat of the sun comes into play. While we were there, one thing I noticed was the amazing ability of Nepali people to sleep almost anywhere. Then there was me, who got all of three hours of sleep on a thirty hour flight path! According to research done in the past few years, the Nepali people have it right! If you want to know more, visit information on napping and productivity via Inc.com. Sometimes, we could all use a nap.
6. Carpool, there’s always room for one more!
While I’m sure many would agree that the motor vehicle safety practices with regard to passenger numbers in Nepal can be less than desirable, they have the right idea. Nepali people will give everyone they know a ride if they can. Cars, trucks, rickshaws are all stuffed to capacity as they go from destination to destination. If you drive to work, is there someone that you could share a ride with? If you are going on a trip, is there someone headed that way that you could give a lift to? Friendly bit of advice though, Canadian police will definitely stop you if you have some friends hanging off the back of your vehicle. Please, don’t tell them that I put you up to it!
7. Give your children responsibilities and don’t hold on so tight
I have my masters degree in childhood education, I babysat for years and I know a lot of people with kids. Though I won’t generalize to everyone, many North Americans are a little over-protective of their children. They coddle them and some spoil them to within an inch of their lives. More and more, educators are seeing children coming through the system being so incredibly self-entitled that they are almost impossible to discipline. The blame gets passed around from teachers, to schools, to television, to diagnoses of disorders that must explain why the children are behaving the way they are. I saw many children in Nepal. They had chores to do, they were driving cattle, they were taking care of younger siblings. Things that the majority of our population would never dream of letting our children do. Children walking around by themselves with no adult supervision in sight. Sure, there aren’t a lot of gangs and guns running around rural Nepal (now that the civil war is over)…but there are rhinos and wild boar! While I think that we are privileged enough in our culture to have more of the notion of ‘childhood’ available to us, I also think that many of our children are over-coddled. I may be stepping on the toes of parents everywhere, and my sister-in-law’s favourite expression “You don’t know what it’s like to have children.” is ringing in my ears, but I’ve seen it! I’ve seen children with more responsibility to themselves and their families. They still find time to play, they still smile and have fun. So while I don’t expect even myself to make my children work nearly as hard the children of Nepal do in every day life, I will remind myself over and over of what I saw there. I will try to remember that my children are capable, little, human beings and hopefully, I won’t hold on so tight when it is my turn.
New Year's blog written for client's LinkedIn blog
Every year on the first day or week, you remind yourself of a few resolutions you’ve set for the year ahead. Then, twelve months later you look back and realize you didn’t achieve half of them, if any. If you are achieving your resolutions, then I applaud you, but most people aren’t. Why is that? Intention without goal setting is nowhere near as effective, it’s just a piece of the pie.
So, why don’t resolutions work? Firstly, some resolutions are just not achievable in a year’s time. If you woke up January 1st in your rental apartment and pushed aside all your unpaid bills thinking this is the year you resolve to become a millionaire, it’s highly unlikely that is something you will achieve. Stranger things have happened, but giving yourself a resolution like that is unrealistic and highly time constrained. You will only disappoint yourself at the end of the year. However, if you sit down and make a solid, realistic plan for a seemingly outlandish resolution over the next five years, it may not be so ridiculous at all.
Another reason resolutions don’t often work is that many people go it alone. If your end game is worth aiming for, you need a team on your side. People who know what you need to do and will help you do it. If your goal is to lose weight and you don’t at least buy an exercise DVD or book, you still might, but the speed at which you achieve your goal will be much slower. Ideally, you can afford to buy a gym membership or hire a personal trainer. I personally use the services of a personal trainer, Andrea Portillo, and attend many fitness classes in a week. I know that fitness is not my expertise, so I sought out help. Andrea keeps me motivated and checks in with other aspects, such as my diet, on a regular basis. If you can’t afford a trainer, ask a friend or your partner to check in. They will keep you honest. If your goal is more business oriented or a work goal, ask a colleague to check in. It’s all about accountability.
Resolutions are such a generalized, year-encompassing thing to make. I much prefer to set goals with realistic deadlines. The next time you write a goal down, make sure you have all these criteria in place.
The goal is realistic
The goal is specific
The deadline given is realistic
You tell someone about the goal
You have a way to remind yourself regularly of your goal
You have a plan to help you achieve this goal, as well as a person or team to help you with it
“I will sell a minimum of ____ homes by May 31, 2015.”
“I will lose a minimum of ___ pounds by March 31, 2015.”
Notice how these example goals do not span to the end of the year? It is better to break them down and make them more manageable. This goal setting method allows you to check-in with your progress and ask the following important questions if you did not achieve your goal.
Was my goal realistic? If yes, then why did I not achieve my goal?
What can I change about this circumstance?
Is there someone I can speak to or hire to help me reach my new goal?
Resolve this year never to make another resolution! Instead, set specific, realistic goals that you will check on throughout your year. If you can manage it, I assure you at the end of the year you will be amazed at the results.
What are some of your goals for 2015?
Written for SACA Homes - Tessier Team . Online Content
There’s no right or wrong answer here, just what is best for you. We’ve already blogged about 5 Reasons to Buy an Existing Home, now let’s look at the flip side. What are the best reasons to buy a newly built home?
Your Home, Your Way
Why settle for someone else's choices? If you can buy pre-construction, you can pick everything from the countertops to the layout when you opt for a new build. While builders often have several wonderful models to choose from, you can upgrade and work with them to get the home of your dreams. Buying a home before it’s built allows for a design that will reflect your style and needs, inside and out.
Warranty and Energy Savings
Many homes are under warranty and are more energy efficient than their older counterparts. It is likely that your new home will go years before anything needs to be replaced. The newer technology will also save you money on your energy bills. Not only that, but the air quality in new homes is often superior because of the new standards of heating and cooling equipment that is used.
New homes that are built on land sectioned for urban, developed communities often require a ‘community plan’. These residential plans usually include hiking trails, protected open lands, places for new schools and sometimes even have resort style community centres or pools.
Your home will be built with all the newest, state-of-the-art circuit breakers and materials that pass the current environmental laws. With high-efficiency heating and cooling systems, as well as fewer volatile ingredients in carpets and paints, you can breathe a little easier.
That New Home Feel
If you like that ‘new car feel’, you’ll LOVE that new home feel. This home is made up entirely of your choices and that’s something you can feel good about! It’s ready for you to move in and enjoy from day one as YOUR home.
If you are looking for a new home you can make your own, why not stop in at 4 Nancy Street in Embrun on the weekends between 12 and 5 p.m. to see the SACA builds? Beautiful model homes that only use the best construction materials for greater buyer satisfaction. See more at www.sacahomes.ca